Business Travel allows the company and its employees to freely choose the physician or hospital they prefer if they need medical assistance abroad. It has no limitation as to who is eligible for cover. The insured company decides who should be covered; board members, spouses, children, employees, guests etc.
It’s a annual policy to be renewed every year.
Benefits: Maximum cover and benefits are per person per trip.
| IHI Business TravelBenefits : Maximum cover and benefits are per person per trip. | |
| Basic Cover |
USD |
| Maximum cover per person per trip |
Unlimited |
| Hospitalisation |
100% |
| Outpatient treatment by a doctor / specialist |
100% |
| Prescribed medicines |
100% |
| Prescribed treatment by aphysiotherapist / chiropractor |
2,500 |
| Provisional pain relieving dental treatment |
300 |
| Ambulance transportation |
100% |
| Medical Evacuation / Repatriation |
100% |
| Evacuation |
100% |
| Return Trip |
100% |
| Compassionate emergency repatriation |
100% |
| Accompaniment |
100% |
| Compassionate emergency visit |
100% |
| Accommodation, food and local transportation for an insured unable to continue their travel itinerary due to acute illness or injury, or persons summoned or accompanying an insured, per person |
6,000 |
| Statutory arrangements in case of death |
100% |
| Home transportation of the deceased |
100% |
| Continuation of trip post treatment(must bepre- approved by the Company) |
100% |
|
Non – Medical Option |
USD |
| Personal accident – death and disability |
75.000 |
| Baggage – theft ,loss or damage |
3.000 |
| Loss of passport and / or cash |
300 |
| Baggage delay |
500 |
| Personal liability – property damage |
500.000 |
| Personal liability – bodily injury |
1.000.000 |
| Flight delay |
500 |
| Hospital daily benefit |
2.000 |
| Security and legal assistance |
10.000 |
|
Trip Cancellation Option |
USD |
| Per Person per trip |
1.500 |
| Note : Premium Per Day | |
| Basic - 5.10 | |
| Non – Medical Option : - 4.10 | |
| Trip Cancellation Option – 3.45 |
