Premium: 1st Year
Each insured pays an annual premium.
| Premium per annum | ||||
| 2 – 16 yrs | 17 – 36 yrs | 37 – 59 yrs | 60 – 79 yrs | |
| USD | 119 | 173 | 182 | 243 |
| Non-Medical Option 2-79 years | 118 | |||
| Trip Cancellation Option 2-79 years | 94 | |||
* Premium payable in Nepalese currency.
Premium: Renewal per year
| Premium per annum | ||||
| 2 – 16 yrs | 17 – 36 yrs | 37 – 59 yrs | 60 – 79 yrs | |
| USD | 86 | 125 | 131 | 175 |
| Non-Medical Option 2-79 years | 94 | |||
| Trip Cancellation Option 2-79 years | 75 | |||
* Premium payable in Nepalese currency.
Note :13% Vat is an Extra
Basic Cover
This is the fundamental cover providing inpatient cover and much more. The Basic cover can be taken out on its own or you can choose to add one or both of the following option.
Note : Expeditions, mountaineering and trekking in Antarctica, the North Pole and Greenland are not covered by the insurance.
Benefits : ihi Denmark Bupa Annual Policy
(World wide except Permanent residential address and Iraq & Afghanistan)
Valid from 1 January 2011
The List of cover and benefits is part of the Policy Conditions
Maximum cover and benefits are per person per trip.
|
Basic Cover |
USD |
|
Maxmimum cover per person per trip |
Unlimited |
|
Hospitalization |
100% |
|
Outpatient treatment by doctor/specialist |
100% |
|
Prescribed medicines |
100% |
|
Prescribed treatment by physiotherapist/chiropractor |
2500 |
|
Provisional pain -stilling dental treatment |
300 |
|
Ambulance transportation |
100% |
|
Medical Evacuation/Repatriation |
100% |
|
Evacuation |
100% |
|
Return Trip |
100% |
|
Compassionate Emergency Repatriation |
100% |
|
Accompaniment |
100% |
|
Compassionate Emergency Visit |
100% |
|
Accommodation, food and local transportation for an insured unable to continue their travel itinerary due to acute illness or injury or persons summoned or accompanying an insued, per person |
6,000 per day300 |
|
Statutory arrangements in case of death |
100% |
|
Home transportation of the deceased |
100% |
|
Continuation of trip post treatment (must be pre-approved by the Company) |
100% |
Maximum Cover and benefits are per person per trip:
|
Non-Medical Option |
USD |
|
Personal accident – death and disability |
75,000 |
|
Baggage – theft, loss or damage |
2,000 |
|
Theft of passport and/or cash |
200 |
|
Baggage delay |
500 |
|
Personal liability – property damage |
500,000 |
|
Personal liability – bodily injury |
1,000,000 |
|
Flight delay |
500 Per day 100 |
|
Hospital daily benefit |
2,000 per day 50 |
|
Security and legal assistance |
10,000 |
|
Trip Cancellation Option |
USD |
|
Single Trip |
2,000 |
|
Annual – per trip |
1,500 |
The complete terms and insurance sums are stated in the Policy Conditions.
NOTE:
1)If the client is from Belgium, France, Luxemburg, Portugal, Spain, UK or Austria he/she has to pay a premium tax which is sent to the Government in the given country.
The rates are :
UK : 20 % of the premium
Belgium : 19.25% of the premium
France : 7% of the premium
Luxemburg : 4 % of the premium
Portugal : 6.23.% of the premium
Spain : 6.15% of the premium
Austria : 1% of the premium
2) Loading of 300% on standard premium for individuals and groups working in Iraq & Afghanistan or traveling there on business.
3) Insured have to provide their address in country of permanent residence.
4) Please note that IHI Travel Policy issues from Denmark directly through internet so please provide the detail of person(s) to be covered before two/three days.
Note: If the insurance is taken out after the insured has let the country of permanent residence, there is a waiting period of 3 days before the insurance takes effect. In the event of serious injury in connection with an accident, the right to compensation shall, however, take effect concurrently with the date of commencement of the insurance
